Get Business Capital Up to $10 Million. Cash Flow-Based Approvals. Funding Within 24 Hours.
When payroll is due, equipment breaks down, or you need to jump on an opportunity, waiting
weeks for a bank decision means lost revenue and missed growth. Most traditional lenders reject
small business owners for imperfect credit or insufficient collateral.
We fund based on your business performance, not outdated lending rules.
If you’ve been in business for at least a year and
generate $300,000 annually, you likely qualify.
Get your offer today
Talk through your options before applying. No cost, no obligation.
Talk through your options before applying. No cost, no obligation.
Get your offer today
Talk through your options before applying. No cost, no obligation.
Talk through your options before applying. No cost, no obligation.
Decisions within hours
90% of applicants who upload statements receive same-day offers from our lender network
Funds in your account fast
Capital typically arrives within 24 hours after approval
No collateral or personal guarantees
Your business qualifies on its own without putting personal assets at risk Up to $10 million available – Term loans, lines of credit, and equipment financing tailored to your needs
Most Banks Look Backward.
We Look at How Your Business Performs Right Now.
BusinessFunds.com
- Decisions within hours, funding in 24
- Cash flow and revenue drive approvals
- Liens and judgments considered but not deal-breakers
- Funding tailored to your business goals and cash flow
- Minimal paperwork (3 months of statements)
- Your business performance matters most
Traditional Bank Lending
- Weeks or months for a decision
- Requires perfect credit scores (700+)
- Demands collateral or personal guarantees
- Rejects you for liens, judgments, or past issues
- Mountains of paperwork and documentation
- Ignores your business performance if credit isn't pristine
You Apply
2 minutes
We Review Cash Flow
Same business day
Lenders Approve
Within hours
Funds Arrive
24 hours
Even if banks rejected you for imperfect credit, insufficient collateral, or past financial issues, you can still qualify with us. We work with a nationwide network of private and institutional lenders who approve based on your current business strength.
Your Funding Specialist reviews your file, matches you with the right lenders, and walks you through every offer. You get transparent terms explained in plain English before you decide anything.
Get your offer today
Talk through your options before applying. No cost, no obligation.
Talk through your options before applying. No cost, no obligation.
- Cash Flow First
We fund based on your revenue and bank statements, giving you access to capital even if your credit isn’t perfect.
- Transparent Terms
No hidden fees or surprises. Your Funding Specialist explains every detail in plain English before you commit.
- Long-Term Partner
We help you build stronger business credit and qualify for better terms over time.
Three Funding Solutions Built Around How Your Business Operates
- Line of Credit
Draw funds whenever you need them, pay interest only on what you use.
Access $6,000 to $10,000,000 in revolving credit for 12, 18, 24, or 36 months. Pull funds as opportunities arise, then repay and draw again without reapplying.
Best for:
- Managing seasonal cash flow dips
- Taking advantage of bulk purchasing discounts
- Covering multiple small expenses throughout the year
- Building a financial safety net for your business
Works well if your revenue changes seasonally or you have ongoing expenses throughout the year.
- Equipment Financing
Get the tools you need without draining your working capital.
Finance up to $10,000,000 for machinery, vehicles, technology, or any revenue-generating equipment. Repayment terms up to 72 months let you spread costs while your equipment starts earning ROI.
Best for:
- Construction equipment and vehicles
- Medical devices and diagnostic tools
- Restaurant kitchen equipment
- Manufacturing machinery
- Technology and computer systems
The equipment itself can serve as collateral for better rates.
- Working Capital
Fast cash when you need it most.
Get $5,000 to $10,000,000 to cover payroll, inventory, supplier payments, or unexpected expenses. Repay over 12 to 36 months with fixed terms that fit your cash flow.
Best for:
- Covering gaps between invoices
- Hiring staff during busy seasons
- Stocking inventory before peak demand
- Handling emergency repairs or expenses
Apply for additional funding once you’ve paid down half your balance.
Get your offer today
Talk through your options before applying. No cost, no obligation.
Talk through your options before applying. No cost, no obligation.
- Tell Us What You Need
- We Match You With Lenders
- Get Approved
- Receive Funds
Not sure which option fits your business? A Funding Specialist can walk you through your best options based on your revenue, cash flow, and goals.
Get Funded in Three Simple Steps
Receive Funds
Accept your offer and sign electronically. Funds typically arrive in your business bank account within 24 hours of approval.
Speak With a Funding Specialist
A Funding Specialist contacts you with available offers from our lender network.
Apply & Upload Statements
Complete a short online application and upload your last 3 months of business bank statements.
What you get:
- Direct deposit to your business account
- Clear repayment terms with no surprises
- Access to your Funding Specialist for ongoing support
What happens:
- We match you with lenders based on your business profile
- You get transparent pricing explained in plain English
- No cost, no obligation to accept any offer
What you need:
- Business name and contact info
- 3 months of recent bank statements
- Basic business details (time in operation, annual revenue)
- Time required: 2 minutes
- Time required: 90% of applicants receive same-day offers
Most businesses go from application to funded account in under 48 hours total.
Takes 2 minutes to complete
Book a quick call or reach out directly
- Have Questions? Talk to Us First
- (866) 430 0207
- info@businessfunds.com
Trusted by Thousands of Business Owners Nationwide
100% B2B
No personal credit reporting
90%
Of applicants receive
same-day offers
8,200+
Satisfied clients nationwide
$300+ Million
Funded to businesses
across all industries
Common Questions Answered
Are there hidden fees?
Complete a short online application and upload your last 3 months of business bank statements.
Is this a one-time loan or a long-term relationship?
Complete a short online application and upload your last 3 months of business bank statements.
What if my credit isn't perfect?
Complete a short online application and upload your last 3 months of business bank statements.
Will this affect my personal credit?
Complete a short online application and upload your last 3 months of business bank statements.
We've helped thousands of business owners
secure funding when banks said no.
Case Study 3 –
Harbor Shore Seafood Co.
Seafood Company Kept Crews
Working During Cash Flow Delays
When large buyers delayed payments, Harbor Shore needed bridge funding to cover payroll and supplies. Their Funding Specialist designed a short-term solution with a long-term consolidation plan prepared in the background.
RESULT
Kept boats running, crews working, and operations on schedule.
Case Study 2 –
Coastal Auto Solutions
Auto Detailing Business
Simplified Multiple Loans
Anibal consolidated several small funding accounts into one predictable payment with extended terms. His Funding Specialist coordinated with his CPA and communicated in both English and Spanish for full clarity.
RESULT
Nearly doubled revenue with improved terms on each renewal.
Case Study 1 –
Coastal Dining Group
Restaurant Owner Regained
Control of Cash Flow
Mark from California lowered payments and stabilized growth through strategic renewal. His Funding Specialist framed seasonal slowdowns properly, resulting in lower payments, longer terms, and consistent cash flow.
RESULT
Steady growth with future credit options already in place.
“This was the first time I felt like someone listened to how
my business runs. Ryan explained everything clearly and
never rushed the process.”
Mark R.
Coastal Dining Group
Upload statements and get same-day offers
Get answers to your specific questions
- Have Questions? Talk to Us First
- (866) 430 0207
- info@businessfunds.com
Ready to See What Your
Business Qualifies For?
No cost. No obligation. No impact to your personal credit.
Upload your bank statements and get matched with lenders in hours. Or talk to
a Funding Specialist who can walk you through your options before you apply.
Takes 2 minutes, get same-day offers
Talk to a Funding Specialist today
Prefer to call or email directly?
- (866) 430 0207
- info@businessfunds.com