Get Pre-Approved In Minutes
100% B2B offers only. Business credit builder. Fast. Secure. Hassle-Free.
Fill out the quick form below to check your eligibility — it only takes a minute, and you’ll get a decision fast with no obligations.
Here’s How It Works Fast, Transparent, and Built for Your Business

Apply & Upload Statements
Start with a simple online application and securely upload your recent business bank statements for a fast review.

Speak With a Funding Specialist
We’ll walk you through available offers – no cost, no obligation – and help you understand what fits best for your goals.

Receive Funds Within 24 Hours
Once you’re approved and fully informed about your offer, funding is typically deposited within 24 hours.


Working Capital
Fast term loans fueled by your recent cash flow, time in business, and credit strength available to every industry. Get approved and funded in as little as 24 hours.

Equipment Financing
Secure up to a 72-month term loan to purchase revenue-generating equipment today and start earning ROI right away without tying up your working capital.

Line of Credit
Access up to $1,000,000 for 36 months with no pre-payment penalties. Draw only what you need, when you need it, and pay interest solely on the funds in use.

24 hr
Processed Within
$1,000,000
Max Loan Amount
$300+Million
Funded Nationwide
What types of business loans are available to small business owners?
The landscape for small business loans has diversified over the years. While traditional banks and credit unions once dominated this space, the emergence of online lenders has broadened the horizon, especially for those finding it challenging to obtain funds from institutional avenues.

Flexible Line of Credit
Discover boundless financial flexibility with our Line of Credit offering at BusinessFunds.com. A revolving credit facility that’s accessible around the clock, tailored to support the dynamic needs of your business.
Key Features
- Credit Limits Tailored to Your Needs: Available credit limits ranging from $6,000 to a substantial $1,000,000, providing a financial cushion to meet unexpected business expenses or seize emerging opportunities.
- Extended Repayment Terms: Enjoy the liberty to choose a repayment term that aligns with your financial plan—select from 12, 18, 24, or 36-month repayment options, ensuring a comfortable payback schedule.
- Pay Only For What You Use: Transparency is our hallmark. With our Line of Credit, you’re only charged for the amount you borrow, ensuring you’re not paying a dime more than necessary.
Tap into a reliable financial resource whenever the need arises. Our Line of Credit at BusinessFunds.com is designed to empower you with immediate funding access, coupled with the freedom to manage your repayments in a way that suits your business’s financial trajectory.

Equipment Loans
Elevate your business operations with our Equipment Loan offerings at BusinessFunds.com. Tailored to equip your venture with the essential machinery and technology, our Equipment Loans provide the financial leverage to keep you technologically advanced and competitive.
Key Features
- Customizable Loan Amounts: Catering to various business scales, our loan amounts are designed to accommodate your equipment financing needs, ensuring you have the right tools to excel in your industry.
- Flexible Repayment Terms: We understand that every business has its unique financial rhythm. Our repayment terms are crafted to align with your cash flow, making the payback process as smooth as your operations.
- Focused Financial Solution: Unlike general-purpose loans, our Equipment Loans are tailored for machinery and technology acquisitions, ensuring the funds are utilized for operational enhancements, driving efficiency and productivity.
- Potential for Competitive Rates: With the purchased equipment serving as collateral, there’s a potential for competitive interest rates, making your investment in operational excellence a financially savvy decision.
Harness the power of modern machinery and technology without straining your finances. Our Equipment Loans at BusinessFunds.com are designed to seamlessly blend with your business operations, promoting a culture of continuous growth and innovation.

Term Loan
Step into a realm of financial empowerment with our Term Loan offering at BusinessFunds.com. A one-time cash infusion tailored to propel your business to new heights, with a seamless pathway to access more funds as you progress.
Key Features
- Generous Loan Amounts: Whether it’s kickstarting a new venture or expanding your operations, our loan amounts ranging from $5,000 to a robust $1,000,000 are crafted to cater to a spectrum of business needs.
- Flexible Repayment Duration: Manage your repayments with ease with terms extending up to 36 months, allowing you a balanced approach to handling your financial obligations.
- Pathway to Additional Funding: As you journey through your repayment schedule, unlock the option to apply for additional funds once you’ve paid down half of your loan. It’s our way of standing by you as your business evolves.
Dive into a financial partnership that grows with you. Our Term Loan at BusinessFunds.com is not just about providing immediate funding; it’s about creating enduring financial solutions conducive to your business’s long-term growth and stability.
At BusinessFunds.com, we made the best of both worlds, offering a swift application process akin to online lenders while striving to provide competitive rates. Your quest for the ideal small business loan could very well end here.